Executive Summary

Homeowners, buyers, insurers and local governments currently lack clear, property-specific guidance to prioritize climate preparedness, so many face confusing, one-size-fits-all advice that leads to missed mitigation opportunities and higher loss exposure. This is a tangible pain for everyday households and for institutions that must manage underwriting, disclosure, or resilience programs. Build a consumer-facing and B2B SaaS product that ingests high-resolution hazard data, satellite imagery, and local asset information to produce a per-address, prioritized preparedness plan with estimated costs, ROI, timelines, and insurer-ready risk summaries. Offer an annual subscription for consumers (target $60–$150/year, average $100/year) and API/license deals for insurers, MLS platforms, and municipal programs. The addressable US market is roughly 128M households × $100/year = $12.8B, amplified by B2B partnerships; macro trends—rising consumer demand for resilience, insurer/regulator disclosure pressure, and cheaper high-resolution data—make now an especially attractive time to enter (market score 90/100, revenue potential 80/100). You can differentiate by delivering actionable, ROI-focused prioritization and standardized outputs tailored to insurance and regulatory use cases, plus integrations into real estate and underwriting workflows to drive recurring revenue. Major challenges are ensuring model accuracy, managing liability and acquisition costs, so early pilots with insurers or municipalities to validate performance and co-fund data will be critical to scale.

Market Opportunity

Analyze home-specific climate risks and generate a prioritized preparedness plan targets a $12.8B = 128M US households × $100/year average addressable subscription or service revenue per household total addressable market with medium saturation and a year-over-year growth rate of 10% YoY — estimated growth in household climate resilience spending and demand for property-level risk tools (driven by insurance and disclosure trends; source: industry insurance reports and climate adaptation studies).

Key trends driving demand: Consumers increasingly prioritize climate resilience when buying or retrofitting homes — this creates direct demand for per-address guidance.; Insurers and regulators are pushing for better property-level risk disclosure, which increases partner demand for standardized risk assessments.; High-resolution hazard data and commercial satellite/imagery providers have lowered the cost of per-address modeling, enabling consumer-grade products.; Local contractor marketplaces and home services platforms are mature enough to be integrated as action execution channels, turning advice into revenue..

Key competitors include First Street Foundation, Zesty.ai, ClimateCheck.

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Analyze home-specific climate risks and generate a prioritized preparedness plan

Executive Summary

Market Validation

Market Opportunity

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