Executive Summary

Homeowners increasingly face unclear, property-level climate risks—flooding, wildfire, heat, wind—and struggle to turn broad hazard maps into concrete, prioritized actions; this pain is acute for 80 million U.S. owner-occupied households seeing rising insurance costs and availability issues. You could build a consumer-facing platform that ingests public and private geospatial data (NOAA, FEMA, satellite, parcel and building datasets) to deliver high-resolution hazard assessments and a personalized preparedness plan with costed retrofit recommendations, contractor matches, and verifiable reports for insurers or grant programs. Delivered as an annual subscription or one-off verification service (~$80 ACV target), the product would include guided to-do lists, timeline tracking, and documentation to access municipal resilience incentives. The addressable U.S. market is roughly $6.4B (80M homeowners × $80 ACV), and the opportunity is amplified by three trends: rising insurance costs and underwriting constraints, easier access to rich geospatial data, and growing municipal grant/tax-incentive programs that need consumer enrollment and verification funnels. Market score (88/100) and revenue potential (78/100) indicate substantial upside if you can scale trust and distribution. You can stand out by combining hyperlocal, science-backed risk modeling with actionable, prioritized mitigation plans and insurer- or municipality-ready verification—features many competitors offer only partially. Real challenges are nontrivial: proving model accuracy, managing liability and regulatory expectations, and building trusted partnerships with insurers and local governments; if you prioritize verification, certifications, and distribution partnerships early, this idea has practical legs.

Market Opportunity

Assess home climate hazards and deliver personalized preparedness plans targets a $6.4B = 80M US homeowner households × $80 ACV (annual subscription or equivalent services). total addressable market with medium saturation and a year-over-year growth rate of 12% CAGR — based on climate tech adoption and home-services digitization trends (industry reports and investment growth in climate resilience startups)..

Key trends driving demand: Rising insurance costs and availability issues are making homeowners seek proactive mitigation tools, creating consumer willingness to pay for credible guidance.; Public and private geospatial data (NOAA, FEMA, satellite data) are increasingly available and easier to integrate, enabling high-resolution hazard assessments.; Municipal resilience grants and tax-incentive programs are driving local programs that need consumer-facing enrollment funnels and verification reports.; Real-estate and mortgage platforms are starting to surface climate risk for property listings, creating distribution partnerships and demand for standardized reports..

Key competitors include ClimateCheck, First Street Foundation, CoreLogic.

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Assess home climate hazards and deliver personalized preparedness plans

Executive Summary

Market Validation

Market Opportunity

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