Silent card declines: detect failed payments and recover revenue automatically

Silent card declines: detect failed payments and recover revenue automatically targets a $6.0B = 2,000,000 subscription businesses × $3K ACV total addressable market with medium saturation and a year-over-year growth rate of 12% YoY growth in subscription management and payments automation tools (source: McKinsey and Statista reports on subscription economy and payments automation).

Key trends driving demand: Subscription economy expansion — more businesses run recurring revenue models, increasing the absolute pool of recoverable card declines.; Processor openness and richer webhooks — payment platforms expose more metadata, enabling better classification and automated handling of declines.; AI-driven personalization — models can tailor retry timing and messaging to customer segments, improving recovery without manual A/B testing.; Margin pressure on SaaS — businesses are prioritizing retention and small percentage revenue recovery as high-ROI levers..