Small business expense leak detection from bank/card statements

Small business expense leak detection from bank/card statements targets a $6.0B = 50M global SMBs x $120 ARPA. Buyer logic: addressable SMBs that maintain monthly bank/card statements and could pay $10/mo or $120/yr for automated spend-leak detection. total addressable market with medium saturation and a year-over-year growth rate of 8-12% annual growth for SMB financial software adoption.

Key trends driving demand: Improved OCR and transaction parsing -- allows reliable extraction from PDFs and bank statements which were previously manual.; LLM-driven plain-English recommendations -- makes automated, readable next-steps viable for non-technical owners.; Open banking and card APIs -- enable faster, permissioned access to transactions instead of manual CSV uploads.; SMB cost pressure -- rising inflation and tight margins increase appetite for tools that deliver immediate savings..