Small business expense leaks - automated spend audits from bank statements

Small business expense leaks - automated spend audits from bank statements targets a $9.6B = 8M SMBs x $120 ACV (annual subscription at $10/mo equivalent) - target: small local businesses globally that have card/bank statements total addressable market with medium saturation and a year-over-year growth rate of 12-18% CAGR for SMB cloud accounting and fintech adoption across developed markets.

Key trends driving demand: improved-ocr-and-parsing -- higher accuracy converting bank PDFs and mixed-format statements to structured transactions reduces onboarding friction; open-banking-and-csv-availability -- more banks provide downloadable statements and APIs enabling easier ingestion without manual entry; smaller-smb-digitalization -- more local businesses adopt cloud accounting and fintech tools, raising willingness to try automated spend tools; subscription-everywhere -- proliferation of SaaS and recurring vendor charges means more invisible leakage to detect.